The Ascent Graduate loan focuses on graduate students across the Business, Medical, Dental, Law and Health spectrums. This will include the following degrees; MBA, MD, DO, DVM, VMD, DPM, DMD, DDS, JD, LLM, MA, MS, Ph.D., Allied Health, Nursing, and Pharmacy. Each graduate degree will come with varying terms. Across all plans, there is an ACH Discount of 0.25% and you will be able to select from both fixed and variable rates spanning from 10, 15, or 20 years depending on the graduate loan and field. The Ascent Graduate loan also allows for both Cosigned Credit-Based or Non-Cosigned Credit-Based options for each of their programs. The loan limits for this program are similar to the other Ascent products offered which range from $1,000 – $200,000 (Aggregate). Finally, they have a deferment maximum period of up to 48 months for this loan, along with a 9 month to 36 month grace period and a 36 month to 48-month in-school period.