Ascent Graduate

Private Student Loans with Ascent Graduate in 2024

Ascent’s Bright Futures Engine
Brings transparency to the college decision journey by helping students evaluate the return of their college investment.
Private Student Loans with Ascent Graduate in 2024

Exclusive content, benefits & scholarships
Enjoy the benefits of Large social media following with high engagement, as well as unique benefits & scholarship opportunities.
Private Student Loans with Ascent Graduate in 2024

No surprises – Easy to apply in just 4 steps
Check pre-qualified rates without impacting your credit score and use their Mobile-friendly user experience.

Getting to know Ascent Graduate

As many of you know by now Ascent offers some of the best student loan products available in the United States with their cosign and non-cosign loan offerings. Today they have just launched their new graduate product named Ascent Graduate. This loan as you might imagine is designed for graduate students and can really help them secure that last bit of funding they may need to get all of their schooling needs in order. But before we jump into all the great things that Ascent has to offer, let’s share some of the facts about their company and how much they truly desire for their users to be successful with their loans. Some highlights of Ascent include; Cash Back: 1% Graduation Reward, Automatic Payment Discount up to 0.25%, No origination/disbursement/application fees, No early repayment penalty fees, ONLY lender to require financial wellness, One of the few lenders to help DACA students, Over $60,000 in scholarships in 2020, and Ascent Rewards Cash Back Program just to highlight a few.

Ascent Graduate
Ascent Graduate
Ascent Graduate
Ascent Graduate

The Ascent Graduate loan focuses on graduate students across the Business, Medical, Dental, Law, and Health spectrums. This will include the following degrees; MBA, MD, DO, DVM, VMD, DPM, DMD, DDS, JD, LLM, MA, MS, Ph.D., Allied Health, Nursing, and Pharmacy. Each graduate degree will come with varying terms. Across all plans, there is an ACH Discount of 0.25% and you will be able to select from both fixed and variable rates spanning from 10, 15, or 20 years depending on the graduate loan and field. The Ascent Graduate loan also allows for both Cosigned Credit-Based or Non-Cosigned Credit-Based options for each of their programs. The loan limits for this program are similar to the other Ascent products offered which range from $2,001 – $400,000 (Aggregate). Finally, they have a deferment maximum period of up to 48 months for this loan, along with a 9-month to 36-month grace period and a 36-month to 48-month in-school period.

Ascent Graduate loans are designed to be flexible, including their repayment plan offering. You can choose from any of the following to pay off your graduate loan; In-School interest-Only, You can do Deferred Repayment, or lastly, you can do a $25 Minimum Payment throughout the time of having this loan. Another offering for students who have graduated is the ability to reduce their current Ascent Student Loan monthly payment which would gradually increase over time to pay the loan in full within the original loan term. This includes Temporary Hardship Forbearance of up to 24 Months. Students can pause payments for 1-3 months for up to 4 consecutive periods and also Active Duty Military Deferment for up to 36 Months. These are just a few of the many great offerings Ascent provides its students. Check out these links to learn more about Ascents Graduate Loan, Benefits program, and Scholarship program.

Ascent Graduate
Ascent Graduate

The Ascent Graduate Advantage

Ascent Student Loans

Eligible Degrees

Loan Terms
7, 10, 12, 15, 20 years

Variable Loan
Rates from 6.69% – 15.34% APR (with automatic payment)

Fixed Loan
Rates From 5.37% – 15.11% APR (with automatic payment)

Ascent Graduate APR Examples

Ascent Graduate
Ascent’s undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit: Rates are effective as of 12/1/2023 and reflect an automatic payment discount of either 0.25% (for credit-based loans) OR 1.00% (for undergraduate outcomes-based loans). Automatic Payment Discount is available if the borrower is enrolled in automatic payments from their personal checking account and the amount is successfully withdrawn from the authorized bank account each month. For Ascent rates and repayment examples please visit: 1% Cash Back Graduation Reward subject to terms and conditions. Cosigned Credit-Based Loan student must meet certain minimum credit criteria. The minimum score required is subject to change and may depend on the credit score of your cosigner. Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores.
Other Current Private Lender Offerings
Get the loan you need to cover all of your college expenses.
Let us help you. Get started today.