Ascent Graduate


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Getting to know Ascent Graduate

As many of you know by now Ascent offers some of the best student loan products available in the united stated with their cosign and non-cosign loan offerings. Today they have just launched their new graduate product name Ascent Graduate. This loan as you might imagine is designed for graduate students and can really help them secure that last bit of funding they may need to get all of their schooling needs in order. But before we jump into all the great things that Ascent has to offer, let’s share some of the facts about their company and how much they truly desire for their users to be successful with their loans. Some highlights of Ascent include; Cash Back: 1% Graduation Reward, Automatic Payment Discount up to 0.25%, No origination/disbursement/application fees, No early repayment penalty fees, ONLY lender to require financial wellness, One of the few lenders to help DACA students, Over $60,000 in scholarships in 2020, and Ascent Rewards Cash Back Program just to highlight a few.

Ascent Graduate
Ascent Graduate
Ascent Graduate
Ascent Graduate

The Ascent Graduate loan focuses on graduate students across the Business, Medical, Dental, Law and Health spectrums. This will include the following degrees; MBA, MD, DO, DVM, VMD, DPM, DMD, DDS, JD, LLM, MA, MS, Ph.D., Allied Health, Nursing, and Pharmacy. Each graduate degree will come with varying terms. Across all plans, there is an ACH Discount of 0.25% and you will be able to select from both fixed and variable rates spanning from 10, 15, or 20 years depending on the graduate loan and field. The Ascent Graduate loan also allows for both Cosigned Credit-Based or Non-Cosigned Credit-Based options for each of their programs. The loan limits for this program are similar to the other Ascent products offered which range from $1,000 – $200,000 (Aggregate). Finally, they have a deferment maximum period of up to 48 months for this loan, along with a 9 month to 36 month grace period and a 36 month to 48-month in-school period.

Ascent Graduate loans are designed to be flexible and that includes their repayment plan offering. You can choose from any of the following to pay off your graduate loan; In-School interest-Only, You can do a Deferred Repayment, or lastly, you can do a $25 Minimum Payment throughout the time of having this loan. Another offering for students who have graduated is the ability to reduce their current Ascent Student Loan monthly payment which would gradually increase over time to pay the loan in full within the original loan term. This includes Temporary Hardship Forbearance Up To 24 Months. Students can pause payments for 1-3 months for up to 4 consecutive periods and also Active Duty Military Deferment Up To 36 Months. These are just a few of the many great offerings Ascent provides its students. Check out these links to learn more about Ascents Graduate Loan, Benefits program, and Scholarship program.

Ascent Graduate
Ascent Graduate

The Ascent Graduate Private Advantage

Lender
Ascent Student Loans

Eligible Degrees
Graduate

Loan Terms
10, 15, 20 years

MBA/Law/General
Variable Rates: 4.30% – 9.69% (For both Cosigned and Non-Cosigned)
Fixed Rates: 5.54% – 10.78% (For both Cosigned and Non-Cosigned)

Medical
Variable Rates: 4.11% – 9.94% (For both Cosigned and Non-Cosigned)
Fixed Rates: 5.23% – 10.78% (For both Cosigned and Non-Cosigned)

Dental
Variable Rates: 4.23% – 9.94% (For both Cosigned and Non-Cosigned)
Fixed Rates: 5.42% – 10.78% (For both Cosigned and Non-Cosigned)

Terms
APR Examples

AscentAscent Graduate Loan
Ascent Graduate Loan
Other Current Private Lender Offerings
Lender Rates (APR)* Terms* Soft Credit Check*
2.73% – 14.50% 5, 10, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 15 minutes
Variable Rates 2.73% – 13.01%
Fixed Rates 3.84% – 14.50%
Income Requirements No Min
Eligible Loans Private
Minimum Lending Amount $1,000
Cosigner Soft credit check logos

Details

  • Ascent Independent is a student loan that will help you pay for college WITHOUT the need for a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • .25% interest rate deduction when on auto debit
  • Min lending amount – $1,000

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2.73% – 14.50% 5, 10, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 15 minutes
Variable Rates 2.73% – 13.01%
Fixed Rates 3.84% – 14.50%
Income Requirements No min
Eligible Loans Private
Minimum Lending Amount $1,000
Cosigner no cosigner logo

Details

  • Ascent Tuition is a student loan that will help you pay for college WITH a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • 100% US-based customer service team
  • Free help with your application available by phone
  • Flexible loan terms and repayment options
  • Can apply with Cosigner
  • .25% interest rate deduction when on auto debit
  • Min lending amount – $1,000

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4.11% – 10.78% 10, 15, 20 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 15 minutes
Variable Rates 4.11% – 10.78%
Fixed Rates 4.11% – 10.78%
Income Requirements No min
Eligible Loans Graduate
Minimum Lending Amount $1,000
Cosigner no cosigner logo

Details

  • Ascent Tuition is a student loan that will help you pay for college WITH a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • 100% US-based customer service team
  • Free help with your application available by phone
  • Flexible loan terms and repayment options
  • .25% interest rate deduction when on auto debit
  • Min lending amount – $1,000

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1.25% – 11.85% 5, 10, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 2 minutes
Variable Rates 1.25% – 9.44%
Fixed Rates 4.74% – 11.85%
Credit Score Minimum 660
Income Requirements $24k annually, N/A with a cosigner
Eligible Loans Private
Minimum Lending Amount $5,000

Details

  • Available to both undergraduate and graduate school qualified
  • Great rates and no fees from not-for-profit credit unions
  • Ability to release Cosigner
  • Can apply with Cosigner
  • Automatic payment discount
  • No origination fees or prepayment penalties
  • 30-day no-fee return policy for all borrowers
  • Funds can be used to pay for qualified education expenses, including Tuition, Room and Board, Books, Computer(s), and more.

All Details and Full Review

See additional details for LENDKEY

3.52% – 9.74% 5, 10, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply within minutes
Variable Rates 3.52% – 9.50%
Fixed Rates 5.45% – 9.74%
Income Requirements No min
Eligible Loans Undergraduate & Graduate
Minimum Lending Amount $1,000

Details

  • Award-winning customer care to help you every step of the way
  • No disbursement or application fees
  • 2% origination fee, but there are no other application fees or prepayment penalties of any kind. This origination fee is subject to state-specific regulations.
  • Your loan helps provide education for those in need
  • Can apply with Cosigner
  • Low rates and flexible payment plans
  • Loan options from 5 – 15 years
  • .25% interest rate deduction when on auto debit

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