Welcome to Ascent. Ascent offers two great private student loan options to help you go to college for the first time or allow you to finish out your last couple of semesters. On this page, we will be breaking down the Ascent Non-Cosigned Loan product they offer. A Non-Cosigned Loan is a private student loan that requires NO cosigner. Ascent feels you are more than just a credit score and looks at more than just your credit score when considering your application. With this loan, they take into account your income, the field you are going to, credit score, and many other refined details when taking a look to see if you qualify for their no-cosigner loan. With this in mind, they created a revolutionary new NO consigner loan. Look at this loan as a way to potentially boost your credit while you are in school and finishing up your last couple of semesters.
Ascent Non-Cosigned Loan offers competitive rates for both fixed and variable loans. Ascent Non-Cosigned Loan has one of the lowest loan minimums of just $2,001.00 and goes all the way up to $400,000.00 (aggregate) if needed. They also provide you with flexible repayment terms of 5, 7, 10, 12, or 15-year repayment options (terms and conditions do apply with 15-month financing options). They also offer unique repayment options that you may not find with other private student loan lenders. One option they offer is In-School interest-only payments. This means that you will only pay for interest while you are in school, then start paying the interest + principal after you have completed school. The other option they have is Deferred Repayment, which offers a grace period of up to 9 months for undergrads and varies for graduates depending on the length and term of the program. Ascent Non-Cosigned Loan now offers a 1% Cash Back Reward upon satisfaction of certain terms and conditions. If you are curious about what a repayment option would look like, check out this super helpful link they offer: Ascent Non-Cosigned Loan Repayment Options.
From some of the highlighted information above, you can clearly see why Ascent is one of the leaders in the private student loan space. They have some key features which may sway you in the direction of taking out a loan with them with items such as; auto pay discount when using automatic debit, no origination, disbursement, or loan application fees just to name a few of the many outstanding features they offer.
Ascent Student Loans
Graduate & Undergraduate
5, 7, 10, 12, 15 years
Rates from 9.87% – 15.88% APR (w/ automatic payment)
Rates from 9.46% – 15.52% APR (w/ automatic payment)