Private Student Loans with Ascent Non-Cosigned

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Multi Criteria Eligibility Factors
With Ascent’s Non-Cosigned Loan, they often use many factors when they consider who to loan to. These factors include creditworthiness, school, program, graduation date, major, cost of attendance, and other factors.
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No Cosigner & Build Credit
With Ascent’s Non-Cosigned Loan, there is no need for a cosigner. Instead, you have the ability to build your credit while you are in college by paying off your student loan without the need for a co-signer or parent.
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Fixed & Variable Rates
When taking out an Ascent Non-Cosigned Loan, you will have a piece of mind knowing that they offer both competitive variable and fixed-rate loans. Scroll down on this page to see this lender’s current private student loan rates.

Getting to know Ascent’s Non-Cosigned Loan

Welcome to Ascent. Ascent offers two great private student loan options to help you go to college for the first time or allow you to finish out your last couple of semesters. On this page, we will be breaking down the Ascent Non-Cosigned Loan product they offer. A Non-Cosigned Loan is a private student loan that requires NO cosigner. Ascent feels you are more than just a credit score and looks at more than just your credit score when considering your application. With this loan, they take into account your income, the field you are going to, credit score, and many other refined details when taking a look to see if you qualify for their no-cosigner loan. With this in mind, they created a revolutionary new NO consigner loan. Look at this loan as a way to potentially boost your credit while you are in school and finishing up your last couple of semesters.

Ascent Independent
Ascent Independent

Ascent Non-Cosigned Loan offers competitive rates for both fixed and variable loans. Ascent Non-Cosigned Loan has one of the lowest loan minimums of just $2,001.00 and goes all the way up to $400,000.00 (aggregate) if needed. They also provide you with flexible repayment terms of 5, 7, 10, 12, or 15-year repayment options (terms and conditions do apply with 15-month financing options). They also offer unique repayment options that you may not find with other private student loan lenders. One option they offer is In-School interest-only payments. This means that you will only pay for interest while you are in school, then start paying the interest + principal after you have completed school. The other option they have is Deferred Repayment, which offers a grace period of up to 9 months for undergrads and varies for graduates depending on the length and term of the program. Ascent Non-Cosigned Loan now offers a 1% Cash Back  Reward upon satisfaction of certain terms and conditions. If you are curious about what a repayment option would look like, check out this super helpful link they offer:  Ascent Non-Cosigned Loan Repayment Options.

From some of the highlighted information above, you can clearly see why Ascent is one of the leaders in the private student loan space. They have some key features which may sway you in the direction of taking out a loan with them with items such as; auto pay discount when using automatic debit, no origination, disbursement, or loan application fees just to name a few of the many outstanding features they offer.

Ascent Independent

The Ascent Non-Cosigned Loan Private Advantage

Ascent Student Loans

Eligible Degrees
Graduate & Undergraduate

Loan Terms
5, 7, 10, 12, 15 years

Variable Loan
Rates from 9.46% – 15.34% APR (w/ automatic payment)

Fixed Loan
Rates from 9.20% – 15.11% APR (w/ automatic payment)

APR Examples

Ascent Non-cosigned
Ascent’s undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit: Rates are effective as of 12/1/2023 and reflect an automatic payment discount of either 0.25% (for credit-based loans) OR 1.00% (for undergraduate outcomes-based loans). Automatic Payment Discount is available if the borrower is enrolled in automatic payments from their personal checking account and the amount is successfully withdrawn from the authorized bank account each month. For Ascent rates and repayment examples please visit: 1% Cash Back Graduation Reward subject to terms and conditions. Cosigned Credit-Based Loan student must meet certain minimum credit criteria. The minimum score required is subject to change and may depend on the credit score of your cosigner. Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores.
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