Undergraduate Student Loans

Cover up to 100% of college costs
Jump into next semester with a flexible private student loan. Checking your eligibility is quick and easy.

When searching for an undergraduate loan, you can expect some serious lender benefits. Depending on the lender, some of these benefits include:

  • No fees, period
  • Skip a payment once per year
  • Save with a 0.25% AutoPay discount
  • Inviting a cosigner is easy
  • Longer 9-month grace period
  • Make a $25 in-school payment
  • Talk to a human
  • And more…
Undergraduate Student Loans

Current Undergraduate Student Loans

Lender  ?Our partners offer private student loans. Depending on the lender, they could also refinance both private and federal student loans. Fixed Rates (APR)  ?Fixed-rate students will have a predictable monthly payment amount that does not change for the life of the loan. Variable Rates (APR)  ?Variable-rate student loans have interest rates that can change during the repayment period. Interest rates may increase or decrease at any time and typically do so based on changes to LIBOR/SOFR. Often, the introductory rate on a variable-rate loan is lower than that of a fixed rate loan, though it has the potential to increase later. Terms  ?The repayment terms of private student loans have different ranges depending on the partner. Soft Credit Check  ?A soft credit check occurs when someone initiates an authorized check on your credit report that is not for the purpose of approving an application for new credit. This will not impact your credit score.
9.20% – 15.11% 9.46% – 15.34% 5, 12, 15 Best Undergraduate Student Loans in 2024 REQUEST RATE
4.53% – 15.36% 6.16% – 15.59% 5, 12, 15 Best Undergraduate Student Loans in 2024 REQUEST RATE
5.37% – 15.11% 6.69% – 15.34% 5, 12, 15 Best Undergraduate Student Loans in 2024 REQUEST RATE
4.39% – 11.11% 5.84% – 11.11% 10 Best Undergraduate Student Loans in 2024 REQUEST RATE
4.44% – 14.83% 5.99% – 14.83% 10 Best Undergraduate Student Loans in 2024 REQUEST RATE
4.43% – 15.90% 5.32% – 16.20% 10 Best Undergraduate Student Loans in 2024 REQUEST RATE
0.99% – 15.99% Varies 10 Best Undergraduate Student Loans in 2024 REQUEST RATE
0.94% – 13.63% Varies 5 to 20 Best Undergraduate Student Loans in 2024 REQUEST RATE
2.71% – 6.86% 5.32% – 9.46% 5 to 20 Best Undergraduate Student Loans in 2024 REQUEST RATE
4.50% – 15.49% 6.37% – 16.70% 10 to 15 Best Undergraduate Student Loans in 2024 REQUEST RATE
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Undergraduate Student Loans
2 Minute Application
Apply online and upload all documents on your phone
Undergraduate Student Loans
Receive a Decision Fast
Lender decision in 72-hours or less
Undergraduate Student Loans
Payments that Work for You
Choose a payment plan or pay nothing while in school

Would I be a good candidate for a private student loan?

Before moving forward and filling out a loan application with one of our lenders, you may want to make sure you have completed all of these free options prior to applying for a private student loan. A few programs that you should look into would be:

If you have exhausted all of the above options, you can select one of the lenders above to work with or head over to our student loans page.

Undergraduate Student Loans

Questions Around Undergraduate Student Loans

  • Do I need a cosigner?
Do I need a cosigner?

It depends on your individual situation. You may be approved for a loan as an independent student borrower. However, applying with a cosigner who has good credit may increase the probability of getting approved and may lower the cost of your loan.