Ascent Cosigned Loan offers competitive rates for both fixed and variable interest rates for their loans. The borrower must make twelve (12) consecutive full principal and interest payments on time or an equivalent prepayment amount and meet other criteria (see attachment for more information). Ascent Cosigned Loan has one of the lowest loan minimums of just $2,001.00 and goes all the way up to $400,000.00 (aggregate) if needed. They also provide you with flexible repayment terms of 5, 7, 10, 12, or 15-year repayment options (Variable rates are not offered at the 15-year term). They also offer unique repayment options that you may not find with other private student loan lenders. One option they offer is In-School interest-only payments. This means that you will only pay for interest while you are in school, then start paying the interest + principal after you have completed school. The other option they have is Deferred Repayment, which offers a grace period of up to 9 months for undergrad and for graduates, this varies depending on the length of the program and the study. Finally, Ascent now offers a 1% Cash Back Reward upon satisfaction of certain terms and conditions. If you are curious about what a repayment option would look like, check out this super helpful link they offer: Ascent Cosigned.