Student Loans with Ascent Cosigned

This image provides the option for the co-signer to be released when you take out a loan with Ascent Tuition.

Cosigner Release
If you are worried that using a cosigner will lock them in on your student loans you don’t need to worry. With Ascent’s Cosigned Loan, they offer the ability for a cosigner release after just 12 months of consecutive payments.
This image showcases the payback options that you have with Ascent Tuition.

Unique Repayment Options
When you get a loan with Ascent Cosigned Loan, they offer the borrower a few unique options for paying back their loans including; interest-only, deferred payment, and $25 minimum payment. Check out their disclaimer for more info.
This image is used to help talk about discount options within the Ascent Tuition private student loan program.

No Fees + Auto Pay Discount
When working with Ascent using their Cosigned Loan, they offer no fee which includes the following; No origination, disbursement, or loan application fees. Also, when you enroll in autopay you get a %0.25 discount toward your monthly payment.
Getting to know Ascent Cosigned

Welcome to Ascent. Ascent offers two great private student loan options to help you go to college for the first time or allow you to finish out your last couple of semesters. On this page, we will be breaking down the Ascent Cosigned Loan product they offer. A Cosigned Loan is a private student loan that requires the use of a cosigner. This loan is essentially designed with your family in mind and makes it easy for almost anyone to be able to acquire a loan from Ascent assuming you meet the minimum requirements which we will touch on later along with your cosigner. With this in mind, Ascent allows you to essentially customize your loan to fit your needs.

Ascent Tuition
Private Student Loans with Ascent Tuition

Ascent Cosigned Loan offers competitive rates for both fixed and variable interest rates for their loans. The borrower must make twelve (12) consecutive full principal and interest payments on time or an equivalent prepayment amount and meet other criteria (see attachment for more information). Ascent Cosigned Loan has one of the lowest loan minimums of just $2,001.00 and goes all the way up to $400,000.00 (aggregate) if needed. They also provide you with flexible repayment terms of 5, 7, 10, 12, or 15-year repayment options (Variable rates are not offered at the 15-year term). They also offer unique repayment options that you may not find with other private student loan lenders. One option they offer is In-School interest-only payments. This means that you will only pay for interest while you are in school, then start paying the interest + principal after you have completed school. The other option they have is Deferred Repayment, which offers a grace period of up to 9 months for undergrad and for graduates, this varies depending on the length of the program and the study. Finally, Ascent now offers a 1% Cash Back  Reward upon satisfaction of certain terms and conditions. If you are curious about what a repayment option would look like, check out this super helpful link they offer: Ascent Cosigned.

As you can see from some of the highlighted information above, Ascent really does stand out when it comes to private student loans. They have some key features which may sway you in the direction of taking out a loan with them items such as; auto pay discount when using automatic debit, no origination, disbursement, or loan application fees just to name a few of the many outstanding features they offer.

Ascent Tuition

The Ascent Cosigned Loan Advantage

Ascent Student Loans

Eligible Degrees
Graduate & Undergraduate

Loan Terms
5, 7, 10, 12, 15 years

Variable Loan
Rates from 6.16% – 15.59% APR (w/ automatic payment)

Fixed Loan
Rates from 4.53% – 15.36% APR (w/ automatic payment)

APR Examples

Ascent Cosigned
Ascent’s undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit: Rates are effective as of 12/1/2023 and reflect an automatic payment discount of either 0.25% (for credit-based loans) OR 1.00% (for undergraduate outcomes-based loans). Automatic Payment Discount is available if the borrower is enrolled in automatic payments from their personal checking account and the amount is successfully withdrawn from the authorized bank account each month. For Ascent rates and repayment examples please visit: 1% Cash Back Graduation Reward subject to terms and conditions. Cosigned Credit-Based Loan student must meet certain minimum credit criteria. The minimum score required is subject to change and may depend on the credit score of your cosigner. Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores.
Other Current Private Lender Offerings
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