Splash Financial is one of the newest refinancing companies which started a few years ago in 2014. Splash Financial initially started by focusing on Medical students specifically but has since opened up its product to focus on a more broad spectrum of applicants. Splash Financial’s mission is simple: to provide hardworking graduates like you with more financial freedom, so you can move forward and make a splash in the world. Splash saw an opportunity to cater to students across the country and created a refinancing product aimed to help young professionals make an impact on the world. That’s why they’re investing in you now. If lowering your monthly payment or paying off your student loans faster can help you reach your goals and make a splash in the world, then we made a fantastic investment.
Although Splash Financial is one of the newest lenders in the student loan refinancing space, they are packaging some of the lowest rates you will see across all of our lending partners on the Student Loan Calculator. They also offer the ability for you to refinance both federal and private student loans, this also includes parent plus loans. Another attractive offer they provide is low fixed and variable rates along with no origination fees or prepayment penalties. We’re excited to help you tackle student debt loans and to see you make a splash in the world.
Splash Financial offers a few key benefits that separate them from some of the other lenders in the space. For up to 84 months, they allow medical graduates working in a residency or fellowship to make $1 monthly payments. Although the company doesn’t advertise deferment or forbearance, it’s willing to work with borrowers in certain cases, such as following a job loss. Splash Financial offers two refinancing products: its main student loan refinancing option as well as medical resident refinancing.
Lender
Splash Financial, Inc.
Eligible Degrees
Residency & Fellowship (Graduate)
Loan Terms
5, 7, 8, 10, 12, 15, 20, and 25 years
Variable Loan
Rates from 3.99% – 9.24% APR (0.25% discount with autopay)
Fixed Loan
Rates from 4.39% – 9.24% APR (0.25% discount with autopay)
Terms
You can find all terms and conditions here.