Juno Student Loans

Juno Student Loans

Exclusive Rate Discounts
With Juno, you get free to access exclusive rate discounts that save you more money than if you went to our lending partner directly. On average, expect rates to be ~1.6% lower.
Juno Student Loans

Price match guarantee
Juno is confident in their deals. So much so that if you find a better rate from another lender, you can let them know, and they’ll give you the cash to make up the difference.
Juno Student Loans

Free to Access
Joining Juno is free – you’ll never pay any membership dues or fees for accessing our exclusive deals. How? We make lenders pay a fee instead.

Getting to know Juno Student Loans

Juno was founded by two Harvard students. These students quickly learned the difficulties of trying to find great rates all in one place. Juno positions themselves unlike other lenders as they take their organization with over 50,000 members and bring them directly to the lender. These lenders can compete for the business by offering you, the consumer, the best rates possible. By using this method, they are able to work with the lender directly, and not try to sway your decision by offering a higher financial incentive based on the lender you go with. Juno refers to these rates as negotiated rates.

Juno Student Loans
Juno Student Loans

With Juno, you can rest easy knowing you are going to get the lowest rates. They believe in this so much that they guarantee that you won’t find a better private student loan interest rate than the offer they bring you. If you are able to find a better rate, they will beat it! On top of that, you can apply for your loan in less than 1 minute and without a credit check. If you are curious as to how Juno compares to federal student loans, their lending partners do not charge any origination fees. They also expect most Juno Members will receive interest rates that are substantially better when compared to the Grad PLUS loans.

Juno has a proven track record and is the only organization that has successfully negotiated discounts for student loans on behalf of large, diverse groups of students. They have worked to help students and families borrow more than $200M at discounted rates.  By the number, Juno Student Loans has worked with over 50,000 families by using their collective voices to hold so much strength at the negotiating table. Thanks to this tactic, whenever Juno talks to lenders, they have a ton of leverage to get our community better deals.

Juno student loans are designed for graduate students with at least a 650 credit score seeking private student loans and they are touting some pretty impressive numbers. With over 50,000 members, 430+ million in negotiated loans, and over 1985 universities, you can clearly see why Juno is a clear leader in the student loan space. Check out Juno Student Loans today!

Juno Student Loans

The Juno Student Loan Advantage

Lender
LeverEdge Association (Juno)

Eligible Degrees
Graduate & Undergraduate

Loan Terms
5, 7, 10, 12, 15 years

Variable Loan:

Rates from 0.99% – 5.77% (with automatic payment)

Fixed Loan:

Rates from 2.99% – 6.14% (with automatic payment)

Terms
You can find all terms and conditions for Juno here.

Juno
Other Current Lender Offerings

LenderRates (APR)*Terms*Soft Credit Check*
1.24% – 12.78%5, 7, 10, 12, 15Soft credit check logosREQUEST RATE

Fast Facts

Soft Credit CheckSoft credit check logos
Time to Apply2 minutes
Variable Rates1.24% – 11.44%
Fixed Rates3.95% – 12.78%
Income RequirementsNo Min
Eligible LoansPrivate
Minimum Lending Amount$1,000
CosignerSoft credit check logos

Details

  • Fast application and approval process
  • 9-month grace period (3 months more than most lenders)
  • No fees for origination, disbursement, prepayment, or late payment
  • Skip a payment once a year (once repayment period has started)
  • Expert support from our Client Happiness team
  • 0.25% Auto Pay discount
  • Covers up to 100% of school’s certified cost of attendance
  • Min lending amount – $1,000

All Details and Full Review

See additional details for Earnest Student Loans

See full review for Earnest Private Student Loans

4.08% – 12.99%5, 7, 10, 12, 15Soft credit check logosREQUEST RATE

Fast Facts

Soft Credit CheckSoft credit check logos
Time to Apply15 minutes
Variable Rates4.08% – 11.33%
Fixed Rates5.83% – 12.99%
Income RequirementsNo Min
Eligible LoansPrivate
Minimum Lending Amount$2,001
CosignerSoft credit check logos

Details

  • Ascent offers two non-cosigned loan options for undergraduates that will help you pay for college WITHOUT the need for a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • 0.25% – 2.00% interest rate deduction when on auto debit
  • Min lending amount – $2,001

All Details and Full Review

See additional details for ASCENT

See full review for ASCENT INDEPENDENT

1.50% – 11.48%5, 7, 10, 12, 15Soft credit check logosREQUEST RATE

Fast Facts

Soft Credit CheckSoft credit check logos
Time to Apply15 minutes
Variable Rates1.50% – 9.33%
Fixed Rates3.15% – 11.48%
Income RequirementsNo min
Eligible LoansPrivate
Minimum Lending Amount$2,001
Cosignerno cosigner logo

Details

  • Ascent’s Cosigned Credit-Based Loan is a student loan will help you pay for college WITH a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • 100% US-based customer service team
  • Free help with your application available by phone
  • Flexible loan terms and repayment options
  • Can apply with Cosigner
  • .25% interest rate deduction when on auto debit
  • Min lending amount – $2,001

All Details and Full Review

See additional details for ASCENT

See full review for ASCENT TUITION

1.48% – 12.99%7, 10, 12, 15, 20Soft credit check logosREQUEST RATE

Fast Facts

Soft Credit CheckSoft credit check logos
Time to Apply15 minutes
Variable Rates1.80% – 11.07%
Fixed Rates3.20% – 12.99%
Income RequirementsNo min
Eligible LoansGraduate
Minimum Lending Amount$1,000
Cosignerno cosigner logo

Details

  • Ascent’s Graduate Loans have both cosigned and non-cosigned loan options that will help you pay for college WITH or WITHOUT a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • 100% US-based customer service team
  • Free help with your application available by phone
  • Flexible loan terms and repayment options
  • .25% interest rate deduction when on auto debit
  • Min lending amount – $2,001

All Details and Full Review

See additional details for ASCENT

See full review for ASCENT GRADUATE

1.25% – 12.59%5, 10, 15Soft credit check logosREQUEST RATE

Fast Facts

Soft Credit CheckSoft credit check logos
Time to Apply2 minutes
Variable Rates1.25% – 11.35%
Fixed Rates4.25% – 12.59%
Credit Score Minimum660
Income Requirements$24k annually, N/A with a cosigner
Eligible LoansPrivate
Minimum Lending Amount$5,000

Details

  • Available to both undergraduate and graduate school qualified
  • Great rates and no fees from not-for-profit credit unions
  • Ability to release Cosigner
  • Can apply with Cosigner
  • Automatic payment discount
  • No origination fees or prepayment penalties
  • 30-day no-fee return policy for all borrowers
  • Funds can be used to pay for qualified education expenses, including Tuition, Room and Board, Books, Computer(s), and more.

All Details and Full Review

See additional details for LENDKEY

1.51% – 8.49%5, 10, 15Soft credit check logosREQUEST RATE

Fast Facts

Soft Credit CheckSoft credit check logos
Time to Applywithin minutes
Variable Rates1.51% – 7.75%
Fixed Rates3.99% – 8.49%
Income RequirementsNo min
Eligible LoansUndergraduate & Graduate
Minimum Lending Amount$1,000

Details

  • Award-winning customer care to help you every step of the way
  • No disbursement or application fees
  • 2% origination fee, but there are no other application fees or prepayment penalties of any kind. This origination fee is subject to state-specific regulations.
  • Your loan helps provide education for those in need
  • Can apply with Cosigner
  • Low rates and flexible payment plans
  • Loan options from 5 – 15 years
  • .25% interest rate deduction when on auto debit

All Details and Full Review

See additional details for CommonBond

See full review for CommonBond

0.99% – 11.33%5, 10, 15Soft credit check logosREQUEST RATE

Fast Facts

Soft Credit CheckSoft credit check logos
Time to Applywithin minutes
Variable Rates0.99% – 10.90%
Fixed Rates2.99% – 11.33%
Income RequirementsInquire Within
Eligible LoansUndergraduate & Graduate
Minimum Lending Amount$5,000

Details

  • SoFi knows a thing or two about student loans. 98% of users would recommend to a friend
  • Award-winning customer care to help you every step of the way
  • No disbursement or application fees
  • No origination fees, application fees or prepayment penalties of any kind
  • Can apply with Cosigner
  • Low rates and flexible payment plans
  • Loan options from 5 – 15 years
  • .25% interest rate deduction when on auto debit

All Details and Full Review

See additional details for SoFi Student Loans

See full review for SoFi Student Loans

Need to take out a loan for your upcoming school year?
Let us help you. Get started today.

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