Refinance Student Loans with Brazos

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Parents & Cosigners Welcomed
They offer the ability for you to refinance your federal and private student loans and parent PLUS loans. They also offer the ability to add a cosigner.
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Manage One Monthly Loan Payment
They also offer the ability for its users to consolidate their federal and private student loans into one manageable student loan.
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Apply Online & Get Pre-approved in Minutes
They offer a quick, online application. Ability to get pre-approved within minutes all with no origination fees or prepayment penalties.

Getting to know Brazos

Brazos Education Lending Corporation (“Brazos”) is a non-profit student loan refinancing company based in the wonderful state of Texas.  They have a focus on student loan refinancing as well as parent PLUS refinancing.  Brazos is managed by Brazos Higher Education, a non-profit corporation that has managed a group of Texas non-profit corporations (the “Brazos Managed Companies”) dedicated to student loans for nearly 40 years.  Under Brazos Higher Education’s management, the Brazos Managed Companies, as a whole, have an incredible track record boasting some impressive numbers.  Over the years the Brazos Managed Companies have assisted well over 2 million students equaling over $30 billion in student loans.

One thing that separates them from some of our other lenders is that they only work with students who are located in the state of Texas.


Brazos has a focus on helping you get a lower interest rate for your student loans and they deliver. Currently, they are offering to refinance student loans from the mid 2% range. These are compelling numbers and something to consider when looking to refinance your loans. They offer some of the longest terms in the space allowing you to take up to 20 years to pay back your student loans for qualified applicants. With no fees of any kind, including no origination fees and no prepayment penalties, you can see why they are one of the top lenders in the space.

With students in mind, Brazos makes it extremely simple and their online application process takes just minutes to find out if you have been pre-approved. They offer you the ability to sign with a co-signer and also provide options for you to consolidate your student loans into one more manageable student loan. You deserve a better student loan partner, and Brazos is a clear winner in the space. See what refinancing or consolidating your student loans with Brazos can do for you. Refinance your student loans with Brazos today. Ready to dive further into Brazos? Check out our in-depth review.


The Brazos Advantage

Brazos Education Lending Corporation

Eligible Degrees
Graduate & Undergraduate

Loan Terms
5, 7, 10, 15, 20 years. Disclosure.

Variable Loan
Rates from 5.31% to 9.11% APR (with automatic payment).

Fixed Loan
Rates from 4.90% – 6.99% APR (with automatic payment).

State Restrictions
This loan is only available to Texas Residents.

You can find all terms and conditions here.

Other Current Lender Offerings
Ready to take control of your student debt? We thought so.
Now let us help you. Get started today.