Student Loans with Ascent Cosigned

This image provides the option for the co-signer to be released when you take out a loan with Ascent Tuition.

Cosigner Release
If you are worried that using a cosigner will lock them in on your student loans you don’t need to worry. With Ascent’s Cosigned Loan, they offer the ability for a cosigner release after just 24 months of consecutive payments.
This image showcases the payback options that you have with Ascent Tuition.

Unique Repayment Options
When you get a loan with Ascent Cosigned Loan, they offer the borrower a few unique options for paying back their loans including; interest-only, deferred payment, and $25 minimum payment. Check out their disclaimer for more info.
This image is used to help talk about discount options within the Ascent Tuition private student loan program.

No Fees + Auto Pay Discount
When working with Ascent using their Cosigned Loan, they offer no fee which includes the following; No origination, disbursement, or loan application fees. Also, when you enroll in autopay you get a %0.25 discount toward your monthly payment.
Getting to know Ascent Cosigned

Welcome to Ascent Student Loans. Ascent offers two great private student loan options to help you go to college for the first time or allow you to finish out your last couple of semesters. On this page, we will be breaking down the Ascent Cosigned Loan product they offer. A Cosigned Loan is a private student loan that requires the use of a cosigner. This loan is essentially designed with your family in mind and makes it easy for almost anyone to be able to acquire a loan from Ascent assuming you meet the minimum requirements which we will touch on later along with your cosigner. With this in mind, Ascent allows you to essentially customize your loan to fit your needs.

Ascent Tuition
Private Student Loans with Ascent Tuition

Ascent Cosigned Loan offers competitive rates for both fixed and variable interest rates for their loans. They also offer a cosigner release after 24 months of consecutive payments on your loans. Ascent Cosigned Loan has one of the lowest loan minimums of just $2,000.00 and goes all the way up to $200,000.00 (aggregate) if needed. They also provide you with flexible repayment terms of 5, 10, or 15-year repayment options (Variable rates are not offered at the 15-year term). They also offer unique repayment options that you may not find with other private student loan lenders. One option they offer is In-School interest-only payments. This means that you will only pay for interest while you are in school, then start paying the interest + principle after you have completed school. The other option they have is Deferred Repayment, which allows you to defer payments up to 6 months after leaving school. Finally, Ascent now offers a 1% Cash Back  Reward upon satisfaction of certain terms and conditions. If you are curious about what a repayment option would look like, check out this super helpful link they offer: Ascent Cosigned.

As you can see from some of the highlighted information above, Ascent really does stand out when it comes to private student loans. They have some key features which may sway you in the direction of taking out a loan with them items such as; auto pay discount when using automatic debit, no origination, disbursement, or loan application fees just to name a few of the many outstanding features they offer.

Ascent Tuition

The Ascent Cosigned Loan Advantage

Lender
Ascent Student Loans

Eligible Degrees
Graduate & Undergraduate

Loan Terms
5, 7, 10, 12, 15 years

Variable Loan
Rates from 2.69%- 12.98% APR (w/ automatic payment)

Fixed Loan
Rates from 3.58%- 14.50% APR (w/ automatic payment)

Terms
APR Examples

Ascent non-cosigned
Other Current Private Lender Offerings
Lender Rates (APR)* Terms* Soft Credit Check*
1.24% – 12.78% 5, 7, 10, 12, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 2 minutes
Variable Rates 1.24% – 11.44%
Fixed Rates 3.95% – 12.78%
Income Requirements No Min
Eligible Loans Private
Minimum Lending Amount $1,000
Cosigner Soft credit check logos

Details

  • Fast application and approval process
  • 9-month grace period (3 months more than most lenders)
  • No fees for origination, disbursement, prepayment, or late payment
  • Skip a payment once a year (once repayment period has started)
  • Expert support from our Client Happiness team
  • 0.25% Auto Pay discount
  • Covers up to 100% of school’s certified cost of attendance
  • Min lending amount – $1,000

All Details and Full Review

See additional details for Earnest Student Loans

See full review for Earnest Private Student Loans

2.69% – 14.50% 5, 7, 10, 12, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 15 minutes
Variable Rates 2.69%- 12.98%
Fixed Rates 3.58%- 14.50%
Income Requirements No Min
Eligible Loans Private
Minimum Lending Amount $1,000
Cosigner Soft credit check logos

Details

  • Ascent Independent is a student loan that will help you pay for college WITHOUT the need for a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • .25% interest rate deduction when on auto debit
  • Min lending amount – $1,000

All Details and Full Review

See additional details for ASCENT

See full review for ASCENT INDEPENDENT

2.69% – 14.50% 5, 7, 10, 12, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 15 minutes
Variable Rates 2.69% – 12.98%
Fixed Rates 3.58% – 14.50%
Income Requirements No min
Eligible Loans Private
Minimum Lending Amount $1,000
Cosigner no cosigner logo

Details

  • Ascent Tuition is a student loan that will help you pay for college WITH a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • 100% US-based customer service team
  • Free help with your application available by phone
  • Flexible loan terms and repayment options
  • Can apply with Cosigner
  • .25% interest rate deduction when on auto debit
  • Min lending amount – $1,000

All Details and Full Review

See additional details for ASCENT

See full review for ASCENT TUITION

4.11% – 10.78% 7, 10, 12, 15, 20 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 15 minutes
Variable Rates 4.11% – 10.78%
Fixed Rates 4.11% – 10.78%
Income Requirements No min
Eligible Loans Graduate
Minimum Lending Amount $1,000
Cosigner no cosigner logo

Details

  • Ascent Tuition is a student loan that will help you pay for college WITH a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • 100% US-based customer service team
  • Free help with your application available by phone
  • Flexible loan terms and repayment options
  • .25% interest rate deduction when on auto debit
  • Min lending amount – $1,000

All Details and Full Review

See additional details for ASCENT

See full review for ASCENT GRADUATE

1.25% – 11.85% 5, 10, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 2 minutes
Variable Rates 1.25% – 9.44%
Fixed Rates 4.74% – 11.85%
Credit Score Minimum 660
Income Requirements $24k annually, N/A with a cosigner
Eligible Loans Private
Minimum Lending Amount $5,000

Details

  • Available to both undergraduate and graduate school qualified
  • Great rates and no fees from not-for-profit credit unions
  • Ability to release Cosigner
  • Can apply with Cosigner
  • Automatic payment discount
  • No origination fees or prepayment penalties
  • 30-day no-fee return policy for all borrowers
  • Funds can be used to pay for qualified education expenses, including Tuition, Room and Board, Books, Computer(s), and more.

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See additional details for LENDKEY

1.25% – 12.35% 5, 10, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply within minutes
Variable Rates 1.25% – 11.15%
Fixed Rates 4.25% – 12.35%
Income Requirements No min
Eligible Loans Undergraduate & Graduate
Minimum Lending Amount $1,000

Details

  • Award-winning customer care to help you every step of the way
  • No disbursement or application fees
  • 2% origination fee, but there are no other application fees or prepayment penalties of any kind. This origination fee is subject to state-specific regulations.
  • Your loan helps provide education for those in need
  • Can apply with Cosigner
  • Low rates and flexible payment plans
  • Loan options from 5 – 15 years
  • .25% interest rate deduction when on auto debit

All Details and Full Review

See additional details for CommonBond

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1.90% – 11.76% 5, 10, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply within minutes
Variable Rates 1.90% – 11.66%
Fixed Rates 4.23% – 11.76%
Income Requirements Inquire Within
Eligible Loans Undergraduate & Graduate
Minimum Lending Amount $5,000

Details

  • SoFi knows a thing or two about student loans. 98% of users would recommend to a friend
  • Award-winning customer care to help you every step of the way
  • No disbursement or application fees
  • No origination fees, application fees or prepayment penalties of any kind
  • Can apply with Cosigner
  • Low rates and flexible payment plans
  • Loan options from 5 – 15 years
  • .25% interest rate deduction when on auto debit

All Details and Full Review

See additional details for SoFi Student Loans

See full review for SoFi Student Loans

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