SoFi Student Loans

SoFi Student Loans

Repay your way
SoFi has flexible repayment options to help you find the loan that fits your budget.
SoFi Student Loans

All online. All easy.
We’re making it easy to apply and add a cosigner to your application in minutes.
SoFi Student Loans

Ne fees. No Fuss
No fees means no fees. That means no origination fees, no late fees, and no insufficient fund fees.

Getting to know SoFi Student Loans

Can you love a student loan? Absolutely. SoFi’s helping students pay for school with our no-fee private student loans. With SoFi student loans you can get competitive-rate in-school loans that work for you. SoFi makes the process simple—so paying for school is stress-free. With flexible repayment options, no late fees, exclusive member-only discounts, and a fully online application process, you can see why SoFi is one of the clear leaders in the private student loan space. They offer loans for:

  • Undergraduate Loans
  • Graduate Loans
  • Law & MBA Loans
  • Parent Loans

There is a reason that SoFi is the number one private student loan company with over 300,000 members servicing their student loans. If you are looking to take out a private student loan, SoFi should be at the top of your list.

SoFi Student Loans
SoFi Student Loans

SoFi initially launched its student loan product in 2019. Their goal was simple, to help students pay for school easily. SoFi helps students and parents make smart financial decisions through transparency, tons of resources and support, and modern customer-first solutions. With SoFi student loans, they really believe in being transparent and pass this information long throughout their website, including their ideals that they strongly believe you should exhaust all of your Federal grant and loan options before you consider SoFi as your private loan lender. With this in mind, once you have exhausted those options, SoFi student loans can cover up to 100% of the school-certified cost of attendance, which typically includes things like tuition and food, books and supplies, room and board, transportation and personal expenses.

SoFi Student Loans offers multiple repayment options including;

  • Deferred
    • Start paying principal and interest payments six months after you leave school.

      • No payments while in school
      • Highest overall cost option
  • Interest Only
    • Pay only interest payments while you’re in school.

      • Moderate payment while in school
      • Reduces overall cost
  • Partial
    • Pay a $25 fixed monthly payment while you’re in school.

      • Lowest payment option while in school
      • Reduces some of the overall cost
  • Immediate
    • Start paying principal and interest payments right away.

      • Highest payment option while in school
      • Lowest overall cost option

With these repayment options, there is really no reason not to consider SoFi student loans as your top choice for taking out a student loan for your upcoming school year. Apply for a loan with SoFi today.

SoFi Student Loans

The SoFi Student Loan Advantage

Social Finance, Inc

Eligible Degrees
Graduate & Undergraduate

Loan Terms
5, 10, 15 years

Variable Loan
Rates from 5.99% – 14.83% APR (with automatic payment)

Fixed Loan
Rates from 4.44% – 14.83% APR (with automatic payment)

You can find all terms and conditions for SoFi here.

SoFi Student Loans

Other Current Lender Offerings

Need to take out a loan for your upcoming school year?
Let us help you. Get started today.