Earnest has a feeling that people who are financially responsible are not getting the true credit that they deserve. They feel that typical lenders and banks are stuck in the past and not giving the hard working people the opportunity to set themselves up for financial success. With Earnest, they are all about putting people first. They highlight personal loans as well as student loan refinancing for both private and federal loans as well as parent PLUS loans. Not only does this help them stand apart from other lenders in the space, but they also take an unconventional stance when it comes to seeing if a person qualifies for one of their loans. What this means is that they are looking at more than just your credit score and income to determine rates and qualification. To find out more information on earnest, click on the image or button below.
LendKey takes a different approach to lending. They saw the lending process as something super exciting, but the entire idea of filling out paperwork was something that was long overdue for a refresh. Along with this refresh, they also wanted to disrupt how a conventional loan was created within the lender. For this LendKey decided to go out and form partnerships with our 13,000 banks and credit unions across the country. With this strategy, LendKey is able to offer their lenders and qualified participants competitive rates that you likely will not find with other lenders. The reason behind this is because of the competitive nature to try and drive the best rates to their lenders through the lending community that they have created. To find out more information on LendKey, click on the image or button below.
SoFi is a new type of financial organization taking a revolutionary approach to lending and wealth supervision. From unmatched products and resources to faster service and open conversations, SoFi is all about helping their members surpass and find success. Whether or not they’re wanting to buy a property, conserve money on student loans, move up in their careers, or invest in the future, the SoFi community functions to enable their members to achieve the aspirations they set and obtain fiscal success accordingly. With over $7 Billion in funded refinance student loans, there is a clear reason why SoFi one of the leaders in the student loan space. Learn more about SoFi below.
Education Loan Finance, also known as Elfi is one of the newer lenders that we have added to our site. Elfi offers some of the lowest rates we have seen across all of our lenders with rates starting from just 2.39% for variable rates and as low as 3.19% for fixed. To qualify for refinancing, your loan amount will need to be over $15,000. Elfi offers competitive rates for both federal and private student loans as well as Parent PLUS student loans. Their motto is to use the interest you would have paid on your student loans to “invest in your dreams”. Learn more about how Elfi is leading the charge is helping people pay off their student loans smarter and faster.
Splash Financial is one of the few lenders that has a focus both on student loan refinancing and a heavy focus on students with medical loans. SpashFinancial is one of the newest lenders we have had the pleasure of working but don’t let that fool you, they have some of the most competitive rates we have seen across all our lending partners. They offer refinancing options for both private and federal student loans, and on the medical side of things they cover both fellow and resident members. If you are looking to take the next step in refinancing or consolidating your student loans, be sure to check out Splash Financial.
Brazos Education Lending Corporation (“Brazos”) is a non-profit student loan refinancing company based in the wonderful state of Texas. Brazos offers unique offerings specific to residents in the state of Texas only. They have both competitive offers for both student loan refinancing as well as parent PLUS student loan refinancing. Brazos also offers some of the best customer services in the business from start to finish through the entire process. If you are a resident in the state of Texas, you definitely want to start with Brazos as an option for student loan refinancing.