With Ascent’s Non-Cosigned Loan, they often use many factors when they consider who to loan to. These factors include creditworthiness, school, program, graduation date, major, cost of attendance, and other factors.
No Cosigner & Build Credit
With Ascent’s Non-Cosigned Loan, there is no need for a cosigner. Instead, you have the ability to build your credit while you are in college by paying off your student loan without the need for a co-signer or parent.
Fixed & Variable Rates
When taking out an Ascent Non-Cosigned Loan, you will have a piece of mind knowing that they offer both competitive variable and fixed-rate loans. Scroll down on this page to see this lender’s current private student loan rates.
Getting to know Ascent’s Non-Cosigned Loan
Welcome to Ascent Student Loans. Ascent offers two great private student loan options to help you go to college for the first time or allow you to finish out your last couple of semesters. On this page, we will be breaking down the Ascent Non-Cosigned Loan product they offer. A Non-Cosigned Loan is a private student loan that requires NO cosigner. Ascent feels you are more than just a credit score and looks at more than just your credit score when considering your application. With this loan, they take in to account your income, field you are going to, credit score, and many other refined details when taking a look to see if you qualify for their no cosigner loan. With this in mind, they created a revolutionary new NO consigner loan. Look at this loan as a way to potentially boost your credit while you are in school finishing up your last couple of semesters.
Ascent Non-Cosigned Loan offers competitive rates for both fixed and variable loans. Ascent Non-Cosigned Loan has one of the lowest loan minimums of just $2,001.00 and goes all the way up to $200,000.00 (aggregate) if needed. They also provide you with flexible repayment terms of 10 or 15-year repayment options (terms and conditions do apply with 15-month financing options). They also offer unique repayment options that you may not find with other private student loan lenders. One option they offer is In-School interest-only payments. This means that you will only pay for interest while you are in school, then start paying the interest + principle after you have completed school. The other option they have is Deferred Repayment, which allows you to defer payments up to 9 months after leaving school. Ascent Non-Cosigned Loan now offers 1% Cash Back Reward upon satisfaction of certain terms and conditions. If you are curious about what a repayment option would look like, check out this super helpful link they offer: Ascent Non-Cosigned Loan Repayment Options.
From some of the highlighted information above, you can clearly see why Ascent is one of the leaders in the private student loan space. They have some key features which may sway you in the direction of taking out a loan with them with items such as; auto pay discount when using automatic debit, no origination, disbursement, or loan application fees just to name a few of the many outstanding features they offer.
The Ascent Non-Cosigned Loan Private Advantage
Lender Ascent Student Loans
Eligible Degrees Graduate & Undergraduate
Loan Terms 5, 7, 10, 12, 15 years
Variable Loan Rates from 4.08%- 11.33% APR (w/ automatic payment)
Fixed Loan Rates from 5.65%- 12.95%APR (w/ automatic payment)