Our Lending Partners Terms of Use

About this information: 

This information is intended for comparison purposes only. The approved lender(s) may or may not be partners of The Student Loan Calculator. The Student Loan Calculator does not guarantee and accepts no responsibility for the accuracy of the information contained herein. Lender ratings are based on a subjective assessment of each lender’s offering across a number of dimensions. Lender information and ratings may change at any time and may not be current at the time of application.

Review all terms: 

When making a decision on the offers provided to you by lenders, The Student Loan Calculator strongly recommends that you carefully review the terms of each offer (which are provided by the lenders) and seek advice to ensure that you can make an informed decision based on your own financial circumstances. Accepting an offer from a lender is solely at your discretion and own and responsibility.

Our role: 

The Student Loan Calculator is not a lender or a broker and makes no representations or warranties about your eligibility for a particular loan. All credit decisions, including loan approval and the rates, terms, and other costs of the loan you are offered, are the sole responsibility of the lenders and may vary based upon the lender you select. While The Student Loan Calculator seeks to provide you with the largest choice of options, we remind users that there may be additional borrowing, consolidation, and/or refinancing options available. We may receive transaction fees when a user selects a product from a partner lender. There is no additional cost to a user who selects a loan presented by one of our partners. Further information about revenue arrangements can be found in our Terms of Service and FAQs.


Variable-rate, based on the one-month London Interbank Offered Rate (“LIBOR”)  Variable interest rates may fluctuate over the term of your loan and will vary based on applicable terms and the presence of a cosigner. Fixed interest rates are based on applicable terms and the presence of a co-signer. The lowest interest rates shown are for eligible applicants and may require a 5-year repayment term. Subject to additional terms and conditions, interest rates are subject to change at any time without notice. Such changes will only apply to applications taken after the effective date of the change. Please note: Due to federal regulations, lenders are required to provide every potential borrower with disclosure information before they apply for a  loan. You will be presented with an Application Disclosure and an Approval Disclosure within the application process before you accept the terms and conditions of your loan.