There are a few different ways to find out who your student loan servicer is. One option is to check your credit report. Your credit report will list all of the loans you have, including student loans, and the servicer for those loans. You can get a free copy of your credit report from each of the major credit reporting agencies (Experian, Equifax, and TransUnion) once a year by visiting AnnualCreditReport.com.
Another way to find your student loan servicer is to contact the Department of Education. The Department of Education manages the federal student loan program, and they will be able to tell you who your servicer is for your federal student loans. You can contact the Department of Education by phone at 1-800-4-FED-AID (1-800-433-3243) or by visiting their website at StudentAid.gov.
A third option is to log in to the National Student Loan Data System (NSLDS) website. The NSLDS is a database that contains information on all of the federal student loans you have received and the servicer(s) for those loans. You can log in to the NSLDS website using your FSA ID, which is the same username and password you use to log in to the FAFSA website.
If you have private student loans, the process for finding your servicer may be a bit different. You can check your credit report or contact the lender directly to find out who your servicer is for your private student loans. If you’re not sure who your lender is, you can contact the credit reporting agencies or the Consumer Financial Protection Bureau (CFPB) for assistance.
It’s important to know who your student loan servicer is because they are the ones who will be handling your loan payments, deferments, forbearance, and other loan-related issues. It is also important to contact them if you are having trouble making your payments or if you have any other questions about your loans.