Private Student Loans with LendKey

LendKey Private Student Loan Overview

When working with LendKey, you will found out in a matter of minutes if you qualify for their private student loan.
Approval Decision in Minutes
Working with LendKey, you no longer need to waste a few days waiting for a decision. Upon completing their sign up form, you should receive a notice on being approved within minutes of applying.
LendKey works with many different lenders across multiple platforms allowing for low interest rates on private student loans.
Work with Community Lenders
When you take out a loan with LendKey, you are really borrowing from local smaller banks, credit unions, and other financial institutions. This helps to keep your interest rates low and saves you money over the loan term.
Image used to indicate that users who use LendKey do not have to pay any type of on-boarding fees.
No Onboarding Fees
If you are concerned about taking on a bunch of unnecessary fees when trying to take out a private student loan, you don’t need to worry with LendKey. There are no application or origination fees for their student loans.
Getting to know LendKey Private

You may have heard of LendKey in the past regarding refinancing student loans, but now they have come to the market with a private student loan product that does not disappoint. Welcome to LendKey private student loans. One of the new trends, it seems with today’s lenders is to use credit unions and other local banks to help bring rates down and offer competitive rates to their borrowers. LendKey is using this model and really making a difference with it. Today they are offering private student loans starting from just 3.74% APR while using the AutoPay discount.

This image is used to help give users a better idea about the values and offerings of LendKey Private.
This image is used to help give users a better idea about the values and offerings of LendKey Private.

LendKey offers you a lot of great resources to help you gauge whether using a private student loan is the right decision for you. The basic guidelines have 3 main components to getting your loan funded. Step 1 consists of checking your eligibility. This step entails making sure that you qualify for the loan you are requesting to take out. This is a seamless process that is built right into their backend. Step 2 consists of choosing your loan. At this step, you will generally choose your loan rate, terms, amount, etc. Step 3 and the final step in completing the loan application is to upload the desired documents that LendKey requests. This will generally include things like a photo ID or passport photo and other legally binding documents to complete the loan process. Upon completing the last step, sit back, relax, and wait for your loan application to be processed and funded.

LendKey has some unique offers such as low rates for good grades, tax-deductible interest payments, rate reduction through automatic payment, and no obligation fees. They offer one of the quickest application processes, taking just minutes to complete, to determine if you have been approved. They also offer a cosigner release after a specified number of consecutive, full on-time principal + interest payments. Finally, since LendKey is built around community lenders, you know you are going to get a super competitive rate. LendKey uses credit unions to help fund their loans and since this is the case, many of the rates are substantially lower than some brand name lenders or banks even. With this in mind, consider taking out a private student loan with LendKey.

This image is used to help give users a better idea about the values and offerings of LendKey Private.
The LendKey Private Advantage

Lender
Lendkey Technologies, Inc.

Eligible Degrees
Graduate & Undergraduate

Loan Terms
10 years

Variable Rates
Rates from 1.25% – 9.44% APR (with automatic payment)

Fixed Rates
Rates from 4.74% – 11.85% APR (with automatic payment)

Terms
You can find all terms and conditions for LendKey Private here.

LendKey's Logo.
VISIT LENDKEY PRIVATE
Other Current Private Lender Offerings
Lender Rates (APR)* Terms* Soft Credit Check*
2.71% – 14.50% 5, 10, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 15 minutes
Variable Rates 2.71% – 12.99%
Fixed Rates 3.82% – 14.50%
Income Requirements No Min
Eligible Loans Private
Minimum Lending Amount $1,000
Cosigner Soft credit check logos

Details

  • Ascent Independent is a student loan that will help you pay for college WITHOUT the need for a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • .25% interest rate deduction when on auto debit
  • Min lending amount – $1,000

All Details and Full Review

See additional details for ASCENT

See full review for ASCENT INDEPENDENT
2.71% – 14.50% 5, 10, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 15 minutes
Variable Rates 2.71% – 12.99%
Fixed Rates 3.82% – 14.50%
Income Requirements No min
Eligible Loans Private
Minimum Lending Amount $1,000
Cosigner no cosigner logo

Details

  • Ascent Tuition is a student loan that will help you pay for college WITH a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • 100% US-based customer service team
  • Free help with your application available by phone
  • Flexible loan terms and repayment options
  • Can apply with Cosigner
  • .25% interest rate deduction when on auto debit
  • Min lending amount – $1,000

All Details and Full Review

See additional details for ASCENT

See full review for ASCENT TUITION
4.09% – 10.76% 10, 15, 20 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 15 minutes
Variable Rates 4.09% – 10.76%
Fixed Rates 4.09% – 10.76%
Income Requirements No min
Eligible Loans Graduate
Minimum Lending Amount $1,000
Cosigner no cosigner logo

Details

  • Ascent Tuition is a student loan that will help you pay for college WITH a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • 100% US-based customer service team
  • Free help with your application available by phone
  • Flexible loan terms and repayment options
  • .25% interest rate deduction when on auto debit
  • Min lending amount – $1,000

All Details and Full Review

See additional details for ASCENT

See full review for ASCENT GRADUATE
1.25% – 11.85% 5, 10, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 2 minutes
Variable Rates 1.25% – 9.44%
Fixed Rates 4.74% – 11.85%
Credit Score Minimum 660
Income Requirements $24k annually, N/A with a cosigner
Eligible Loans Private
Minimum Lending Amount $5,000

Details

  • Available to both undergraduate and graduate school qualified
  • Great rates and no fees from not-for-profit credit unions
  • Ability to release Cosigner
  • Can apply with Cosigner
  • Automatic payment discount
  • No origination fees or prepayment penalties
  • 30-day no-fee return policy for all borrowers
  • Funds can be used to pay for qualified education expenses, including Tuition, Room and Board, Books, Computer(s), and more.

All Details and Full Review

See additional details for LENDKEY
3.52% – 9.74% 5, 10, 15 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply within minutes
Variable Rates 3.52% – 9.50%
Fixed Rates 5.45% – 9.74%
Income Requirements No min
Eligible Loans Undergraduate & Graduate
Minimum Lending Amount $1,000

Details

  • Award-winning customer care to help you every step of the way
  • No disbursement or application fees
  • 2% origination fee, but there are no other application fees or prepayment penalties of any kind. This origination fee is subject to state-specific regulations.
  • Your loan helps provide education for those in need
  • Can apply with Cosigner
  • Low rates and flexible payment plans
  • Loan options from 5 – 15 years
  • .25% interest rate deduction when on auto debit

All Details and Full Review

See additional details for CommonBond

See full review for CommonBond
Get the loan you need to cover all of your college expenses.
Let us help you. Get started today.
COMPARE LENDERSCONTACT US