LendKey has some unique offers such as low rates for good grades, tax-deductible interest payments, rate reduction through automatic payment, and no obligation fees. They offer one of the quickest application processes, taking just minutes to complete, to determine if you have been approved. They also offer a cosigner release after a specified number of consecutive, full on-time principal + interest payments. Finally, since LendKey is built around community lenders, you know you are going to get a super competitive rate. LendKey uses credit unions to help fund their loans and since this is the case, many of the rates are substantially lower than some brand name lenders or banks even. With this in mind, consider taking out a private student loan with LendKey.