Private Student Loans with LendKey

Private Student Loan Overview with LendKey
Approval Decision in Minutes
Working with LendKey, you no longer need to waste a few days waiting for a decision. Upon completing their sign up form, you should receive a notice on being approved within minutes of applying.
Work with Community Lenders
When you take out a loan with LendKey, you are really borrowing from local smaller banks, credit unions, and other financial institutions. This helps to keep your interest rates low and saves you money over the loan term.
No Onboarding Fees
If you are concerned about taking on a bunch of unnecessary fees when trying to take out a private student loan, you don’t need to worry with LendKey. There are no application or origination fees for their student loans.
Getting to know LendKey Private

You may have heard of LendKey in the past regarding refinancing student loans, but now they have come to the market with a private student loan product that does not disappoint. Welcome to LendKey private student loans. Once of the new trends it seems with todays lenders is to use credit unions and other local banks to help bring rates down and offer competitive rates to their borrowers. LendKey is using this model and really making a difference with it. Today they are offering private student loans starting from just 3.74% APR while using the AutoPay discount.

LendKey offers you a lot of great resources to help you gauge whether using a private student loan is the right decision for you. The basic guidelines has 3 main components to getting your loan funded. Step 1 consists of checking your eligibility. This step entails making sure that you qualify for the loan you are requesting to take out. This is a seamless process that is build right into their backend. Step 2 consists of choosing your loan. At this step you will generally choose your loan rate, terms, amount, etc. Step 3 and the final step in completing the loan application is to upload the desired documents that LendKey requests. This will generally include things like a photo ID or passport photo and other legal binding documents to complete the loan process. Upon completing the last step, sit back, relax and wait for your loan application to be processed and funded.

LendKey has some unique offers such as low rates for good grades, tax deductible interest payments, rate reduction through automatic payment and no obligation fees. They offer one of the quickest application processes, taking just minutes to complete, to determine if you have been approved. They also offer a cosigner release after a specified number of consecutive, full on-time principal + interest payments. Finally, since LendKey is built around community lenders, you know you are going to get a super competitive rate. LendKey uses credit unions to help fund their loans and since this is the case, many of the rates are substantially lower then some brand name lenders or banks even. With this in mind, consider taking out a private student loan with LendKey.

The LendKey Private Advantage

Lender
Lendkey Technologies, Inc.

Eligible Degrees
Graduate & Undergraduate

Loan Terms
10 years

Variable Rates
Rates from 4.72% – 9.81% APR (with automatic payment)

Fixed Rates

Rates from 5.36% – 9.69% APR (with automatic payment)

VISIT LENDKEY
Other Current Private Lender Offerings
Lender Rates (APR)* Terms* Soft Credit Check*
5.49% – 12.77% 10, 15 REQUEST RATE

Fast Facts

Soft Credit Check
Time to Apply 15 minutes
Variable Rates 3.82% – 12.82%
Fixed Rates 5.49% – 14.53%
Income Requirements No Min
Eligible Loans Private
Minimum Lending Amount $2,000
Cosigner

Details

  • Ascent Independent is a student loan that will help you pay for college WITHOUT the need for a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • .25% interest rate deduction when on auto debit
  • Min lending amount – $2,000

All Details and Full Review

See additional details for ASCENT

See full review for ASCENT INDEPENDENT
3.82% – 12.82% 5, 10, 15 REQUEST RATE

Fast Facts

Soft Credit Check
Time to Apply 15 minutes
Variable Rates 5.49% – 12.77%
Fixed Rates 7.00% – 12.72%
Income Requirements No min
Eligible Loans Private
Minimum Lending Amount $2,000
Cosigner Soft credit check logos

Details

  • Ascent Tuition is a student loan that will help you pay for college WITH a cosigner
  • No origination, disbursement, or application fees
  • Ability to customize your loan
  • 100% US-based customer service team
  • Free help with your application available by phone
  • Flexible loan terms and repayment options
  • Can apply with Cosigner
  • .25% interest rate deduction when on auto debit
  • Min lending amount – $2,000

All Details and Full Review

See additional details for ASCENT

See full review for ASCENT TUITION
4.72% – 9.81% 10 Soft credit check logos REQUEST RATE

Fast Facts

Soft Credit Check Soft credit check logos
Time to Apply 2 minutes
Variable Rates 4.72% – 9.81%
Fixed Rates 5.36% – 9.69%
Credit Score Minimum 660
Income Requirements No min
Eligible Loans Private
Minimum Lending Amount $5,000

Details

  • Available to both undergraduate and graduate school qualified
  • Great rates and no fees from not-for-profit credit unions
  • Ability to release Cosigner
  • Can apply with Cosigner
  • Automatic payment discount
  • No origination fees or prepayment penalties
  • 30-day no-fee return policy for all borrowers
  • Funds can be used to pay fro qualified education expenses, including: Tuition, Room and Board, Books, Computer(s), and more.

All Details and Full Review

See additional details for LENDKEY
3.72% – 9.68% 5, 10, 15 REQUEST RATE

Fast Facts

Soft Credit Check
Time to Apply within minutes
Variable Rates 3.72% – 9.68%
Fixed Rates 5.30% – 9.82%
Income Requirements No min
Eligible Loans Undergraduate & Graduate
Minimum Lending Amount $1,000

Details

  • Award-winning customer care to help you every step of the way
  • No disbursement or application fees
  • 2% origination fee, but there are no other application fees or prepayment penalties of any kind. This origination fee is subject to state-specific regulations.
  • Your loan helps provide education for those in need
  • Can apply with Cosigner
  • Low rates and flexible payment plans
  • Loan options from 5 – 15 years
  • .25% interest rate deduction when on auto debit

All Details and Full Review

See additional details for CommonBond

See full review for CommonBond

*Any terms, rates, or other student loan related information listed on The Student Loan Calculator’s website or blog is provided as is and without any warranty or guarantee. The displayed information is not intended to legally bind The Student Loan Calculator or any of its lending partners on The Student Loan Calculator. The displayed rates and terms are based on information provided to The Student Loan Calculator via its lenders. Rates will vary depending on credit information, employment history, and income statements as a few examples. The Student Loan Calculator is not a lender and is not involved with approving or granting loans through the approval process. If you would like more information on a specific loan, please head over to that lender’s website to further view terms and conditions. For any questions or concerns please email us at [email protected]

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