Figure is avaliable in the following states: AL, AZ, AR, CA, CO, CT, FL, GA, ID, IL, IA, KS, KY, LA, ME, MA, MI, MN, MO, MT, NE, NH, NJ, NM, NY, NC, ND, OK, OR, RI, WA, WY, with more states being added each month. In order to apply for this loan you will need to have a minimum credit score of 680 and have either Undergrad and Graduate Degrees. So long as you meet this criteria and are at least 18 years of age you can easily apply for this loan. Figure provides a faster and easier way to make the most of your money and helps you put money back in your pocket for use on the things you really need it for. See how much Figure can help you save over the life of your current loan with Figure Student Loan Refinancing.