| Lender ?Variable-rate student loans have interest rates that can change during the repayment period. Interest rates may increase or decrease at any time and typically do so based on changes to LIBOR/SOFR. Often, the introductory rate on a variable-rate loan is lower than that of a fixed rate loan, though it has the potential to increase later. | Fixed Rates (APR) ?Our partners offer private student loans. | Variable Rates ?Our partners offer private student loans. Depending on the lender, they could also refinance both private and federal loans. | Terms ?The repayment terms of private student loans have different ranges depending on the partner. | Soft Credit Check ?A soft credit check occurs when someone initiates an authorized check on your credit report that is not for the purpose of approving an application for new credit. | |
|---|---|---|---|---|---|
 |
9.49% - 16.24% | 8 to 16 | 5, 12, 15 |  |
REQUEST RATE |
 |
4.62% - 14.99% | 5, 12, 15 | |
REQUEST RATE | |
 |
6.42% - 16.24% | 5, 12, 15 | |
REQUEST RATE | |
 |
4.89% - 10.39% | 10 | |
REQUEST RATE | |
 |
4.49% - 13.98% | 10 | |
REQUEST RATE | |
 |
4.49% - 13.95% | 10 | |
REQUEST RATE | |
 |
0.99% - 6.14% | 10 | |
REQUEST RATE | |
 |
0.94% - 13.63% | 5 to 20 | |
REQUEST RATE | |
 |
2.83% - 8.99% | 5 to 20 | |
REQUEST RATE | |
 |
4.62% - 14.96% | 10 to 15 | |
REQUEST RATE
view loan disclosures
disclousures:
Lowest rates shown include the auto debit discount. Interest is charged starting when funds are sent to the school. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan's Current Principal at the end of the grace/separation period. Payments may be required during the grace/separation period depending on the repayment option selected. Variable rates may increase over the life of the loan. Advertised variable rates reflect the starting range of rates and may vary outside of that range over the life of the loan. Advertised APRs assume a s10,000 loan to a borrower who attends school for 4 years and has no prior sallie Mae loans. Borrower or cosigner must enroll in auto debit through Sallie Mae to receive a 0.25 percentage point interest rate reduction benefit. This benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successtully withdrawn from the authorized bank account each month and may be suspended during periods of forbearance or determent. Examples of typical costs for a $10,000 Smart Option Student Loan with the most common fixed rate, fixed repayment option, 6-month separation period, and two disbursements: For a borrower with no prior loans and a 4-year in-school period, it works out to a 9.63% fixed APR, 51 payments of $25.00, 119 payments of $172.95 and one payment of $121.42, for a Total Loan Cost of $21,977.47. For a borrower with $20,000 in prior loans and a 2-year in-school period, it works out to a 10.07% fixed APR, 27 payments of $25.00, 179 payments of $125.36 and one payment of $49.52 for a total loan cost of $23,163.96. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 10 years. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. Information advertised valid as of 9/26/2022. Sallie Mae loans are made by Sallie Mae Bank. The Sallie Mae partner referred is not the creditor for these loans and is compensated by Sallie Mae for the referral of Sallie Mae Loan customers. |
| Lender ?Variable-rate student loans have interest rates that can change during the repayment period. Interest rates may increase or decrease at any time and typically do so based on changes to LIBOR/SOFR. Often, the introductory rate on a variable-rate loan is lower than that of a fixed rate loan, though it has the potential to increase later. | Fixed Rates (APR) ?Our partners offer private student loans. | Variable Rates ?Our partners offer private student loans. Depending on the lender, they could also refinance both private and federal loans. | Terms ?The repayment terms of private student loans have different ranges depending on the partner. | Soft Credit Check ?A soft credit check occurs when someone initiates an authorized check on your credit report that is not for the purpose of approving an application for new credit. | |
|---|---|---|---|---|---|
|
9.49% - 16.24% | 8 to 16 | 5, 12, 15 | |
REQUEST RATE |
|
4.62% - 14.99% | 5, 12, 15 | |
REQUEST RATE | |
|
6.42% - 16.24% | 5, 12, 15 | |
REQUEST RATE | |
|
4.89% - 10.39% | 10 | |
REQUEST RATE | |
|
4.49% - 13.98% | 10 | |
REQUEST RATE | |
|
4.49% - 13.95% | 10 | |
REQUEST RATE | |
|
0.99% - 6.14% | 10 | |
REQUEST RATE | |
|
0.94% - 13.63% | 5 to 20 | |
REQUEST RATE | |
|
2.83% - 8.99% | 5 to 20 | |
REQUEST RATE | |
|
4.62% - 14.96% | 10 to 15 | |
REQUEST RATE
view loan disclosures
disclousures:
Lowest rates shown include the auto debit discount. Interest is charged starting when funds are sent to the school. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan's Current Principal at the end of the grace/separation period. Payments may be required during the grace/separation period depending on the repayment option selected. Variable rates may increase over the life of the loan. Advertised variable rates reflect the starting range of rates and may vary outside of that range over the life of the loan. Advertised APRs assume a s10,000 loan to a borrower who attends school for 4 years and has no prior sallie Mae loans. Borrower or cosigner must enroll in auto debit through Sallie Mae to receive a 0.25 percentage point interest rate reduction benefit. This benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successtully withdrawn from the authorized bank account each month and may be suspended during periods of forbearance or determent. Examples of typical costs for a $10,000 Smart Option Student Loan with the most common fixed rate, fixed repayment option, 6-month separation period, and two disbursements: For a borrower with no prior loans and a 4-year in-school period, it works out to a 9.63% fixed APR, 51 payments of $25.00, 119 payments of $172.95 and one payment of $121.42, for a Total Loan Cost of $21,977.47. For a borrower with $20,000 in prior loans and a 2-year in-school period, it works out to a 10.07% fixed APR, 27 payments of $25.00, 179 payments of $125.36 and one payment of $49.52 for a total loan cost of $23,163.96. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 10 years. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. Information advertised valid as of 9/26/2022. Sallie Mae loans are made by Sallie Mae Bank. The Sallie Mae partner referred is not the creditor for these loans and is compensated by Sallie Mae for the referral of Sallie Mae Loan customers. |
| Lender ?Variable-rate student loans have interest rates that can change during the repayment period. Interest rates may increase or decrease at any time and typically do so based on changes to LIBOR/SOFR. Often, the introductory rate on a variable-rate loan is lower than that of a fixed rate loan, though it has the potential to increase later. | Fixed Rates (APR) ?Our partners offer private student loans. | Variable Rates ?Our partners offer private student loans. Depending on the lender, they could also refinance both private and federal loans. | Terms ?The repayment terms of private student loans have different ranges depending on the partner. | Soft Credit Check ?A soft credit check occurs when someone initiates an authorized check on your credit report that is not for the purpose of approving an application for new credit. | |
|---|---|---|---|---|---|
|
9.49% - 16.24% | 8 to 16 | 5, 12, 15 | |
REQUEST RATE |
|
4.62% - 14.99% | 5, 12, 15 | |
REQUEST RATE | |
|
6.42% - 16.24% | 5, 12, 15 | |
REQUEST RATE | |
|
4.89% - 10.39% | 10 | |
REQUEST RATE | |
|
4.49% - 13.98% | 10 | |
REQUEST RATE | |
|
4.49% - 13.95% | 10 | |
REQUEST RATE | |
|
0.99% - 6.14% | 10 | |
REQUEST RATE | |
|
0.94% - 13.63% | 5 to 20 | |
REQUEST RATE | |
|
2.83% - 8.99% | 5 to 20 | |
REQUEST RATE | |
| Undergraduate Loan |
4.62% - 14.96% | 10 to 15 | |
REQUEST RATE
view loan disclosures
disclousures:
Lowest rates shown include the auto debit discount. Interest is charged starting when funds are sent to the school. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan's Current Principal at the end of the grace/separation period. Payments may be required during the grace/separation period depending on the repayment option selected. Variable rates may increase over the life of the loan. Advertised variable rates reflect the starting range of rates and may vary outside of that range over the life of the loan. Advertised APRs assume a s10,000 loan to a borrower who attends school for 4 years and has no prior sallie Mae loans. Borrower or cosigner must enroll in auto debit through Sallie Mae to receive a 0.25 percentage point interest rate reduction benefit. This benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successtully withdrawn from the authorized bank account each month and may be suspended during periods of forbearance or determent. Examples of typical costs for a $10,000 Smart Option Student Loan with the most common fixed rate, fixed repayment option, 6-month separation period, and two disbursements: For a borrower with no prior loans and a 4-year in-school period, it works out to a 9.63% fixed APR, 51 payments of $25.00, 119 payments of $172.95 and one payment of $121.42, for a Total Loan Cost of $21,977.47. For a borrower with $20,000 in prior loans and a 2-year in-school period, it works out to a 10.07% fixed APR, 27 payments of $25.00, 179 payments of $125.36 and one payment of $49.52 for a total loan cost of $23,163.96. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 10 years. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. Information advertised valid as of 9/26/2022. Sallie Mae loans are made by Sallie Mae Bank. The Sallie Mae partner referred is not the creditor for these loans and is compensated by Sallie Mae for the referral of Sallie Mae Loan customers. |
Welcome to our beginner’s guide to student loans! If you’re a college student or planning on going to college in the near future, chances are you’ll need to take out student loans to help cover the costs of your education. While student loans can be a great way to finance your education, it’s important to understand how they work and the potential consequences of borrowing. That’s where this guide comes in. We’ll walk you through the process of taking out student loans, including how to choose the right loan for you, how to apply, and what to consider before borrowing. By the end of this guide, you’ll have a solid understanding of the student loan landscape and be well-equipped to make informed decisions about borrowing. Let’s get started!
Introduction
If you’re like most of America, your student loan payments are probably a monthly burden that leaves you with less money than you’d like to spend. And in February 2019, things got even worse for borrowers when President Trump signed into law a temporary halt on federal student loan payments while the United States battled an outbreak of the coronavirus. But depending on whether or not your federal loans qualify for this relief, things could get even worse — or better — for many Americans who have private student debt.
How do I change my student loan repayment plan
Introduction
It is important to understand how student loan repayment plans work and the different options available to you. You should also understand how to change your repayment plan in case your financial situation changes or if you want to take advantage of a better plan. There are many factors that go into choosing the right repayment plan for your student loans, including interest rates, monthly payments, and loan terms. If you have Federal Direct Loans, then there are even more options available! In this post we will discuss:
Parent Plus Loan
Introduction
A Parent PLUS Loan is a type of federal student loan that the parent of a dependent student can use to help pay for their child’s education. This loan does not require the borrower to begin repayment until after the student is no longer enrolled at least half time, although there are options available for deferred payments. The terms of repayment include a fixed interest rate and flexible repayment plans. Applicants must submit a Master Promissory Note in order to receive this loan.
Introduction
We all know the feeling. You get your student loan bill in the mail and a wave of panic washes over you. While you may not have any control over the amount of debt you owe, there are some things you can do to make it easier to pay off those loans. One option is refinancing your student loans, but what exactly does that mean? In this article, we’ll help you determine if you should refinance your student loans:
Introduction
For many students, subsidized student loans can help pay for college. You might be eligible to receive this type of loan if you demonstrate financial need, as determined by the Free Application for Federal Student Aid (FAFSA). Here’s what you need to know about this type of loan and how it can help you with your education.
Through the Wyoming Veterinary Loan Repayment Program, qualified Veterinary professionals may qualify for student loan repayment assistance. Wyoming faces a shortage of large animal and food animal veterinarians, as does the rest of the nation. Read on to see eligibility requirements, award amounts, and the application process for the Wyoming Veterinary Loan Repayment Program.