National Institutes of Health Student Loan Forgiveness (NIH)

June 2, 20190
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Through the National Institutes of Health Student Loan Forgiveness, you may qualify for up to $35,000 to use towards paying off your federal student loans so long as you have your doctoral degree and you were involved in research throughout your time studying. Continue reading to see what the eligibility criteria are for this great program.

Eligibility?

In order to be eligible for the National Institutes of Health Student Loan Forgiveness, you must meet the following criteria in order to be eligible for this program:

  • Must be a U.S. citizen
  • Must be a U.S. national
  • Must be a U.S. permanent resident
  • Must also have a health professional doctoral degree
  • Must have qualified educational debt in excess of 20 percent of your institutional base salary
  • Must perform research that is supported by a domestic nonprofit foundation, university, professional association, U.S. government agency, or other nonprofit. This research has to consume at least 20 hours per week during each quarterly service period during the contract.

What is the award amount?

Through the National Health Service Corps Loan Repayment Program, you may be eligible to receive up to one-quarter of your eligible debt with a maximum award amount of up to $35,000 for each year of the award.

What loans qualify?

The following loans qualify for the National Institutes of Health Student Loan Forgiveness:

• Stafford Loans
• Grad PLUS Loans
• Consolidation Loans
• Perkins Loans
• State-Issued Loans (includes Washington, D.C., Puerto Rico, and any U.S. held territory)
• Academic Institution Loans
• MEDLOANS
• Private Student Loans

Please Note: Spousal consolidation loans cannot be included.

How to apply?

To apply for the National Institutes of Health Student Loan Forgiveness, head over to the official website to find out more regarding additional program information and see when the best time to apply for this program is.

Questions?

If you still have questions or would like to know more information please reach out to us here or you can go back to the Student Loan Repayment Assistance Programs page.