Maryland State Loan Repayment Program

April 9, 20190

Through the Maryland State Loan Repayment Program, qualifying applicants will have the ability to get funds towards their student loan debt in return for working in areas that have a health professional shortage. This includes physicians and physician assistants who must serve a 2-year obligation in a health professional shortage area (HPSA) or medically underserved area (MUA), either in primary care or mental health. The MLARP provides educational loan repayment funds to physicians, physician assistants, and medical residents who must serve a 2-year obligation in an HPSA or MUA or state-designed health professional shortage area. Continue reading to see what qualifications you need in order to be eligible.


In order to qualify for the Maryland State Loan Repayment Program, you MUST meet all of the following requirements:

• United States citizen or U.S. National;
• Medical degree and a valid unrestricted license to practice medicine in the State of Maryland at the time the service obligation begins;
• No existing or un-served service obligation with any other loan repayment program;
• Existing higher education loan debt and NOT be in default on any eligible higher education loan;
• have never violated court-ordered child support or been delinquent in child support payments;
• practice at an eligible practice site; and
• Other requirements as outlined in the eligibility criteria.

What is the award amount?

You may qualify for up to $50,000 per year for a 2-year obligation. You do also have the opportunity to renew an award. You may reapply for an award after completion of the first two-year service obligation. A recipient’s total award amount cannot exceed $200,000, or two 2-year obligations at $50,000 per year.

How to apply?

In order to apply for this program, you will need to do the following:

Complete and file an application available from the Maryland Department of Health (MDH). Information and Application materials are available at the above link. For more information, please contact Temi Oshiyoye by calling (410) 767-4467 or by e-mail at [email protected].


If you still have questions or would like to know more information please reach out to us here or you can go back to the Student Loan Repayment Assistance Programs page.